The Policy.

Account Information.

Accounts run through a phone number, not a name, so the Karmic credit trading app does not hold any information on the user of an account.
An account number is generated by the phone number, and the account number is what we use to trade through.
The phone numbers are not collected either.
These accounts come preloaded, and we do not require information on who makes what or why, nor do we need anyone else to find this out either.
We prevent account holders being tracked we keep the collection of data to the absolute minimum and only offer a history of the last three transactions, where any transactions previous to that are deleted and the transactions remaining are coded to prevent spyware.
This Version of the KC app, this is still a peer-to-peer trading system available to everyone anywhere.

Personal information.

Once an account is activated, any personal information in the prosses of obtaining an account is not required to be collected, or maintained, so it is deleted.
Account holders can opt out at any time and delete their account but may not opt back in with the same phone number, as the phone number has already been used and cannot be reused.
The phone numbers are not collected either.

Dispute resolution.

Should this be in dispute, or the app fails to act in accordance with its principles, then please email us with your concerns and we will respond at the earliest convenience.